SpecialCareSM
SpecialCareSM is a program that provides access to information, from what you need to know in order to provide the best care to your loved one, to how to manage the needs of yourself and other family members. For example, you'll learn why accepting a generous financial gift from a loving grandparent may not be in their best interest, and why disinheriting your child with special needs might be the right thing to do.SpecialCareSM
SpecialCareSM is a program that provides access to information, from what you need to know in order to provide the best care to your loved one, to how to manage the needs of yourself and other family members. For example, you'll learn why accepting a generous financial gift from a loving grandparent may not be in their best interest, and why disinheriting your child with special needs might be the right thing to do.The SpecialCareSM program takes a team approach to help ensure proper life care planning for the future of a person with a disability or other special need.
A Special Care Planner1 or a MassMutual Financial Services Representative with the Chartered Special Needs Consultant® (ChSNC) designation2 can work with you and your professional advisors–your banker, accountant or financial planner, lawyer, social workers and health care providers—to review your financial picture and offer options that make sense for your situation.
Getting Started
A life care plan is a coordinated program of social, medical, financial, and legal strategies for people with disabilities and their families. A life care plan continually changes to adapt to the needs of the individual throughout his or her life.
Financial Services Representatives
A Financial Services Representative who specializes in working with special needs will work with the person with a disability or other special need, their family members or caregiver, and their personal advisors to help you:
- Underst and the social, medical, and legal needs of the person with the disability or special need;
- Review your financial picture;
- Learn about options that make sense for your situation;
- Ensure benefits such as Medicaid or Supplemental Security Income won’t inadvertently be jeopardized, and;
- Maximize finances, and help maintain the lifestyle of the individual with special needs.
Medical Professionals
Social Workers
Family Member or Caregiver
Accountants
Attorneys
- Academy of Special Needs Planners
- Brain Injury Association of America
- Easter Seals
- Autism Speaks
- Autism Society of America
- National Down Syndrome Congress
- National Down Syndrome Society
- National Spinal Cord Injury Association
- Paralyzed Veterans of America
- Special Needs Alliance
- United Cerebral Palsy
For Family Advisors
- find information and contacts related to health care issues,
- learn more about earning and supplementing an income,
- create a safe and accessible living environment,
- find needed special equipment,
- obtain educational assistance, and;
- enhance personal independence.
Through our SpecialCareSM Program, MassMutual helps make a difference in the quality of life for people with disabilities and other special needs and their families and caregivers.
2. Chartered Special Needs Consultant® (ChSNC®) – a professional designation awarded to those individuals who’ve completed 120 hours of academic classes in addition to holding either Chartered Life Underwriter® (CLU®), Chartered Financial Consultant® (ChFC®) or Certified Financial Planner® (CFP®) designations and previously completing the Special Care Planner certification program. The ChSNC designation was developed by The American College in Bryn Mawr, Pennsylvania. The certification program and the professional designation evolved from MassMutual’s SpecialCareSM Program.